Available Titles          

    Since 1986, when Texas Automobile Repossession was first published, Texas car creditors have been relying on the books and publications by Michael W. Dunagan to keep their businesses in compliance with the myriad state and federal laws and regulations that affect the industry.

    In the intervening years, thousands of copies his books have been purchased by dealers, finance companies, attorneys and even law enforcement agencies. Through Brittania Press, his publishing company, Mr. Dunagan has continued to supply dealers with the most up-to-date information available on legal compliance issues.

Repossession 101: The Essential Course for BHPH Dealers

Texas Automobile Repossession Guide The latest edition includes the repossession forms necessary for compliance with state law. Compliance with the procedures and notice forms is vitally important in avoiding liability in individual and class-action suits and surviving OCCC and MVD audits.

For over 25 years the Repossession Guide has been used by dealers, finance companies, banks, police departments and repossession agents as the definitive word on repossession. Topics include:

  • When is it legal, and when is it not.
  • Avoiding the paper-profit problem.
  • When to give notice before repossession, and when it's not necessary.
  • Model forms help you meet notice requirements.
  • How to use strict foreclosure to simplify repossession procedures.
  • How bankruptcy affects repossessions.
  • A helpful repossession checklist.
  • Includes text of U.C.C. sections that affect repossession.

Written in plain, easy-to-understand language, the Repossession Guide is packed with over 100 pages of forms, explanations and common-sense advice.

Dealer Financing of Used Car Sales

Dealer Financing Texas Guide A hands-on, how-to guide for dealers and finance companies that explains in understandable language the basics of compliance with state and federal laws and regulations. Topics include:
  • How to defer sales tax.
  • Licensing requirements for buy-here-pay-here dealers and finance companies.
  • Determining maximum finance charge rates.
  • The latest on late payment penalties and doc fees.
  • The "hidden finance charge" problem.
  • The difference between "add on" and "A.P.R."
  • Handling deferred down payments.
  • Amendments and modifications.
  • The entire text of Chapters 348 and 349 of the Texas Finance Code.

First published in 1993, this informative guide is updated regularly. Written in plain, easy-to-understand language, Dealer Financing is the only source of factual, straight-forward information for buy-here-pay-here dealers. Dealer Financing was recently updated to cover the new Texas Dealer Finance License and OCCC audits.

This is a hands-on guide for dealers and finance companies that explains in understandable language the basics of compliance with state and federal laws and regulations. Such topics include:

  • How to comply with the new sales tax law.
  • Determining maximum finance charge rates.
  • The latest on late payment penalties and doc fees.
  • The difference between "add on" and "A.P.R."
  • Handling deferred down payments.
  • The entire text of Chapters 348 and 349 of the Texas Finance Code.
  • Financing repair costs.
  • Selecting proper contract forms.


home  |  the books  |  the author  |  order  |  seminars  |  articles